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Mortgage Contract


Delivery Options:

Normal Delivery:

One (1) working day per transaction (this doesn’t include the Notary’s approval).

Urgent Delivery:

Five (5) hours (this doesn’t include the Notary’s approval).

The mortgage contract service enables you to prepare a contract under which either party can allocate a specific property under the disposal of his creditor or any third party.

Service Lifecycle

  • Submit the application and the required documents through available channels
  • Pay the applicable fees when the request is approved
  • Approach the Notary Public for signature and receipt of the attested mortgage contract

Documents Required

  • Original identity card + a copy for the records
  • The document “contract” to be attested: one copy for each concerned party + a copy for the records
  • In case of proxy, a notarised power of attorney; original for review+ a copy for the records

Notary Public Fees (not including our charges)

  • For any contract/ document of less than AED 50,000 or of unspecified value: Fee AED 500.
  • For any contract/ document of more than AED 50,000 and less than AED 200,000: Fee AED 1,000.
  • For any contract/ document of more than AED 200,000: Fee 0.5% of the document value, capped at AED 20,000.

Special Conditions / Important Notes

  • Presence of the applicant before the Notary Public.
  • If the applicant is a representative of a principal, he should bring his original POA, comply with the powers granted to him by his principal, and have the right to appoint others.
  • If the document is not in Arabic, it should be translated by a legal translation office certified by the Ministry of Justice.
  • Any document issued outside the country must be authenticated by the competent authorities (Ministry of Foreign Affairs).
  • The POA clauses shall be clear and explicit, without any erasure or deletion.
  • The said mortgage contact refers to what is known as a charge, whereas the security mortgage is not permitted under this service because it is related to a real property.
  • In exchange of the charge, there should be a fixed payable debt or promised debt which should be defined at the time of the mortgage.
  • The mortgagor and mortgagee may agree to put the charge in the possession of a third party (justice)
  • If the mortgaged property was a retail shop, an announcement in a daily newspaper for 14 days must be published.
Printout Form

Arabic, Two-sided

Delivery Options

Normal, Urgent

Referral Employee

Charlene, Emy, Halima, Hasan, Lyn, Mahran, Maida, Marie, Michelle, Muzammil, Noor, Website


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